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Life Insurance

from Tozier Parkway Housh Jones

Life Insurance for Your Future and Theirs

Did you know that life insurance can provide financial security for your future as well as for your family and heirs? Depending on your policy, life insurance can be a lucrative investment as well as a way to provide for your family after your death.

Although life insurance is important for paying final expenses and covering a mortgage and other financial obligations after death, the majority of Americans have little or no coverage. The knowledgeable insurance agents at Tozier Parkway Housh Jones can help you understand available policy options and choose one that meets the needs of you and your family.

Types of Life Insurance

TPHJ provides three primary types of life insurance policies:

  1. Term life insurance, a good place to start, provides coverage for a set period of time. Generally less expensive than other forms of life insurance, term life coverage can be purchased for as little as one year or as many as 20 years. Some term life policies can be converted into whole or permanent coverage.
  2. Whole life insurance remains effective throughout the policy holder’s lifetime as long as the premiums are paid according to policy specifications. This type of policy can build cash value as well, making it a potential investment opportunity.
  3. Universal life insurance, also permanent, provides flexible premium options and an unbundled pricing structure. Like whole life insurance, these policies can build cash value, and interest rates on universal life insurance are often guaranteed to stay above a certain rate.

Policies to Fit Your Changing Life

TPHJ has the experience and resources to provide a wide variety of life insurance policies. These range from minimum coverage plans for young singles to multi-million-dollar policies for business professionals supporting a family. As your life changes, you should make a point of reviewing your life insurance policy regularly. Good times to review and update your policy include:

  • Anytime your marital status changes
  • When you add a member to your family
  • If you become the caregiver for aging relatives
  • Anytime your purchase a new home
  • When you refinance your home
  • Anytime your household income changes significantly
  • Anytime you or a family member experiences a significant change in overall health
  • If a child becomes seriously ill or disabled
  • If you or your spouse receives an inheritance

Free Life Insurance Quotes

You can get your free online quote today. If you have any questions about life insurance from Tozier Parkway Housh Jones, give us a call. We look forward to helping you provide a secure future for yourself and your family.

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Our Insurance Companies

Safeco Insurance

Tozier Parkway Housh Jones

Our locations:

5750 W 95th Street Suite 105
Overland Park, Kansas 66207

605 Cedar Street
Perry, Kansas 66073

13606 Washington Street
Kansas City, Missouri 64145
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